Komfort-Konto-21
Volksbank Kierspe eG
16,00 €
monthly Fee
Last updated: 06.01.2026
Legal name: Volksbank Kierspe eG
Contact information for consumer notifications
Account maintenance per month
16,00 €
Authorised (arranged) overdraft
Credit interest
Not available
Name of debit card
(please select a card)
Issuance of a debit card
V-Pay Girocard
Additional fee: 12,00 € per year
Additional fee: one-off fee of 0,00 €
Name of credit card
(please select a card)
Issuance of a credit card
Classic Card
Additional fee: 30,00 € per year
Additional fee: one-off fee of 0,00 €
Online account
No
Basic payment account under the Payment Accounts Act (ZKG)
No
Branch account
Yes
Online account
No
Banking app
Yes
Free-of-charge authentication procedure
Yes
Conditions for account maintenance
No
Minimum pay-in
No
Account for school-aged children
No
Trainee/student account
No
Salary account
No
Retiree/pensioner account
No
Account with other special conditions
No
Number of branches in Germany
3
Postcodes of the branches
58566
Number of ATMs in Germany
14133
Free-of-charge cash withdrawals from ATMs abroad
No
Statutory deposit guarantee scheme
Yes, Germany
Voluntary deposit guarantee scheme
No
Account maintenance per month
16,00 €
Authorised (arranged) overdraft
Unauthorised overdraft
Credit interest
Not available
Deposit maintenance fee
Not available
Issuance of a debit card
V-Pay Girocard
Additional fee: 12,00 € per year
Additional fee: one-off fee of 0,00 €
Cash deposits with debit card at terminals
Included as part of account maintenance
Cash withdrawals with debit card at provider’s own ATMs
Included as part of account maintenance
Cash withdrawals with debit card in ATM network
Included as part of account maintenance
Cash withdrawals with debit card at third-party ATMs
Additional fee per withdrawal: 1,00 %
Minimum fee per withdrawal: 4,00 €
Cash withdrawals in foreign currency with debit card at third-party ATMs
Additional fee per withdrawal: 1,00 %
Minimum fee per withdrawal: 4,00 €
Debit card payments in euros
Additional fee per transaction: 1,00 %
Minimum fee per withdrawal: 1,00 €
Debit card payments in foreign currency
Additional fee per transaction: 1,00 %
Minimum fee per withdrawal: 1,00 €
Issuance of a debit card
V-Pay Girocard
Additional fee: 12,00 € per year
Additional fee: one-off fee of 0,00 €
Cash deposits with debit card at terminals
Included as part of account maintenance
Cash withdrawals with debit card at provider’s own ATMs
Included as part of account maintenance
Cash withdrawals with debit card in ATM network
Included as part of account maintenance
Cash withdrawals with debit card at third-party ATMs
Additional fee per withdrawal: 1,00 %
Minimum fee per withdrawal: 4,00 €
Cash withdrawals in foreign currency with debit card at third-party ATMs
Additional fee per withdrawal: 1,00 %
Minimum fee per withdrawal: 4,00 €
Debit card payments in euros
Additional fee per transaction: 1,00 %
Minimum fee per withdrawal: 1,00 €
Debit card payments in foreign currency
Additional fee per transaction: 1,00 %
Minimum fee per withdrawal: 1,00 €
Issuance of a debit card
Direkt Card
Additional fee: 30,00 € per year
Additional fee: one-off fee of 0,00 €
Cash deposits with debit card at terminals
Not available
Cash withdrawals with debit card at provider’s own ATMs
Included as part of account maintenance
Cash withdrawals with debit card in ATM network
Not available
Cash withdrawals with debit card at third-party ATMs
Additional fee per withdrawal: 2,00 %
Minimum fee per withdrawal: 5,00 €
Cash withdrawals in foreign currency with debit card at third-party ATMs
Additional fee per withdrawal: 4,00 %
Minimum fee per withdrawal: 5,00 €
Debit card payments in euros
Included as part of account maintenance
Debit card payments in foreign currency
Additional fee per transaction: 1,00 %
Minimum fee per withdrawal: 1,00 €
Issuance of a debit card
Basic Card
Additional fee: 25,00 € per year
Additional fee: one-off fee of 0,00 €
Cash deposits with debit card at terminals
Not available
Cash withdrawals with debit card at provider’s own ATMs
Included as part of account maintenance
Cash withdrawals with debit card in ATM network
Not available
Cash withdrawals with debit card at third-party ATMs
Additional fee per withdrawal: 2,00 %
Minimum fee per withdrawal: 5,00 €
Cash withdrawals in foreign currency with debit card at third-party ATMs
Additional fee per withdrawal: 4,00 %
Minimum fee per withdrawal: 5,00 €
Debit card payments in euros
Included as part of account maintenance
Debit card payments in foreign currency
Additional fee per transaction: 1,00 %
Minimum fee per withdrawal: 1,00 €
Issuance of a credit card
Classic Card
Additional fee: 30,00 € per year
Additional fee: one-off fee of 0,00 €
Cash withdrawals with credit card at provider’s own ATMs
Additional fee per withdrawal: 2,00 %
Minimum fee per withdrawal: 5,00 €
Cash withdrawals with credit card at third-party ATMs
Additional fee per withdrawal: 2,00 %
Minimum fee per withdrawal: 5,00 €
Cash withdrawals in foreign currency with credit card at third-party ATMs
Additional fee per withdrawal: 4,00 %
Minimum fee per withdrawal: 5,00 €
Credit card payments in euros
Included as part of account maintenance
Credit card payments in foreign currency
Additional fee per transaction: 1,00 %
Minimum fee per withdrawal: 1,00 €
Issuance of a credit card
Gold Card
Additional fee: 75,00 € per year
Additional fee: one-off fee of 0,00 €
Cash withdrawals with credit card at provider’s own ATMs
Additional fee per withdrawal: 2,00 %
Minimum fee per withdrawal: 5,00 €
Cash withdrawals with credit card at third-party ATMs
Additional fee per withdrawal: 2,00 %
Minimum fee per withdrawal: 5,00 €
Cash withdrawals in foreign currency with credit card at third-party ATMs
Additional fee per withdrawal: 4,00 %
Minimum fee per withdrawal: 5,00 €
Credit card payments in euros
Included as part of account maintenance
Credit card payments in foreign currency
Additional fee per transaction: 1,00 %
Minimum fee per withdrawal: 1,00 €
Issuance of a credit card
Exclusive Card
Additional fee: 299,00 € per year
Additional fee: one-off fee of 0,00 €
Cash withdrawals with credit card at provider’s own ATMs
Additional fee per withdrawal: 2,00 %
Minimum fee per withdrawal: 5,00 €
Cash withdrawals with credit card at third-party ATMs
Additional fee per withdrawal: 2,00 %
Minimum fee per withdrawal: 5,00 €
Cash withdrawals in foreign currency with credit card at third-party ATMs
Additional fee per withdrawal: 4,00 %
Minimum fee per withdrawal: 5,00 €
Credit card payments in euros
Included as part of account maintenance
Credit card payments in foreign currency
Additional fee per transaction: 1,00 %
Minimum fee per withdrawal: 1,00 €
Account statements by post
Not available
Account statements at terminals
Included as part of account maintenance
Online account statement
Included as part of account maintenance
Online credit transfer
Included as part of account maintenance
Credit transfers at the counter
Included as part of account maintenance
Credit transfers at terminals
Included as part of account maintenance
Credit transfers by telephone
Not available
Other paperless credit transfers
Not available
Other paper-based credit transfers
Not available
Instant credit transfer
Included as part of account maintenance
Crediting a transfer
Included as part of account maintenance
Justified refusal to execute a credit transfer order
Additional fee per refusal: 3,00 €
Paper-based set-up of a standing order
Additional fee per set-up: 1,00 €
Paperless set-up of standing orders
Additional fee per set-up: 1,00 €
Paper-based amendment to standing orders
Additional fee per amendment: 1,00 €
Paperless amendment to standing orders
Additional fee per amendment: 1,00 €
Execution of standing orders
Included as part of account maintenance
Direct debits
Included as part of account maintenance
Justified refusal to honour a direct debit
Additional fee per refusal: 3,00 €
Cash deposits at the counter
Included as part of account maintenance
Cash withdrawals at the counter
Included as part of account maintenance
Contact information for consumer notifications
Website of the account provider
Contractual penalty
No
Last update
06.01.2026
Guide to icons
- Service is not available
- Service is available and included in the package. No further fees are charged in addition to the monthly fee.
- Service is available but not included in the package. Additional fees are charged.
- Fees are subject to change under certain conditions. Please contact the account provider for details.
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