Credit card
The account provider issues a payment card that is linked to the customer’s account. The total amount of the transactions executed with the payment card within an agreed period is debited in full or in part from the customer’s account on a particular date. A credit agreement between the account provider and the customer stipulates whether the customer will be charged interest for utilising the credit.
Please contact the account provider for information about what interest could be charged for using the card.
You can find general information about credit cards on BaFin’s website.