Kontomodell Girokonto Premium
Volksbank eG Westrhauderfehn
19,95 €
monthly Fee
Last updated: 16.12.2025
Legal name: Volksbank eG Westrhauderfehn
Contact information for consumer notifications
Account maintenance per month
19,95 €
Authorised (arranged) overdraft
10,95 % per year
Credit interest
Not available
Name of debit card
(please select a card)
Issuance of a debit card
girocard V PAY
Included as part of account maintenance
Name of credit card
(please select a card)
Issuance of a credit card
ClassicCard (Mastercard oder Visa)
Additional fee: 35,00 € per year
Additional fee: one-off fee of 0,00 €
Online account
Yes
Basic payment account under the Payment Accounts Act (ZKG)
No
Branch account
Yes
Online account
Yes
Banking app
Yes
Free-of-charge authentication procedure
Yes
Conditions for account maintenance
No
Minimum pay-in
No
Account for school-aged children
No
Trainee/student account
No
Salary account
No
Retiree/pensioner account
No
Account with other special conditions
No
Number of branches in Germany
4
Postcodes of the branches
26817, 26842
Number of ATMs in Germany
14133
Free-of-charge cash withdrawals from ATMs abroad
No
Statutory deposit guarantee scheme
Yes, Germany
Voluntary deposit guarantee scheme
No
Account maintenance per month
19,95 €
Authorised (arranged) overdraft
10,95 % per year
Unauthorised overdraft
10,95 % per year
Credit interest
Not available
Deposit maintenance fee
Not available
Issuance of a debit card
girocard V PAY
Included as part of account maintenance
Cash deposits with debit card at terminals
Included as part of account maintenance
Cash withdrawals with debit card at provider’s own ATMs
Included as part of account maintenance
Cash withdrawals with debit card in ATM network
Cash withdrawals with debit card at third-party ATMs
Additional fee per withdrawal: 1,00 %
Minimum fee per withdrawal: 6,00 €
Cash withdrawals in foreign currency with debit card at third-party ATMs
Additional fee per withdrawal: 1,00 %
Minimum fee per withdrawal: 6,00 €
Debit card payments in euros
Included as part of account maintenance
Debit card payments in foreign currency
Additional fee per transaction: 1,00 %
Minimum fee per withdrawal: 0,80 €
Issuance of a debit card
digitale girocard
Included as part of account maintenance
Cash deposits with debit card at terminals
Included as part of account maintenance
Cash withdrawals with debit card at provider’s own ATMs
Cash withdrawals with debit card in ATM network
Cash withdrawals with debit card at third-party ATMs
Additional fee per withdrawal: 1,00 %
Minimum fee per withdrawal: 6,00 €
Cash withdrawals in foreign currency with debit card at third-party ATMs
Additional fee per withdrawal: 1,00 %
Minimum fee per withdrawal: 6,00 €
Debit card payments in euros
Included as part of account maintenance
Debit card payments in foreign currency
Additional fee per transaction: 1,00 %
Minimum fee per withdrawal: 0,80 €
Issuance of a debit card
DirectCard (Mastercard oder Visa)
Additional fee: 25,00 € per year
Additional fee: one-off fee of 0,00 €
Cash deposits with debit card at terminals
Not available
Cash withdrawals with debit card at provider’s own ATMs
Cash withdrawals with debit card in ATM network
Cash withdrawals with debit card at third-party ATMs
Additional fee per withdrawal: 2,00 %
Minimum fee per withdrawal: 6,00 €
Cash withdrawals in foreign currency with debit card at third-party ATMs
Additional fee per withdrawal: 3,75 %
Minimum fee per withdrawal: 6,00 €
Debit card payments in euros
Included as part of account maintenance
Debit card payments in foreign currency
Additional fee per transaction: 1,75 %
Issuance of a debit card
BasicCard (Visa)
Additional fee: 30,00 € per year
Additional fee: one-off fee of 0,00 €
Cash deposits with debit card at terminals
Not available
Cash withdrawals with debit card at provider’s own ATMs
Cash withdrawals with debit card in ATM network
Cash withdrawals with debit card at third-party ATMs
Additional fee per withdrawal: 2,00 %
Minimum fee per withdrawal: 6,00 €
Cash withdrawals in foreign currency with debit card at third-party ATMs
Additional fee per withdrawal: 3,75 %
Minimum fee per withdrawal: 6,00 €
Debit card payments in euros
Included as part of account maintenance
Debit card payments in foreign currency
Additional fee per transaction: 1,75 %
Issuance of a debit card
girocard V PAY (ab der 3. Karte)
Additional fee: 9,95 € per year
Additional fee: one-off fee of 0,00 €
Cash deposits with debit card at terminals
Included as part of account maintenance
Cash withdrawals with debit card at provider’s own ATMs
Cash withdrawals with debit card in ATM network
Cash withdrawals with debit card at third-party ATMs
Additional fee per withdrawal: 1,00 %
Minimum fee per withdrawal: 6,00 €
Cash withdrawals in foreign currency with debit card at third-party ATMs
Additional fee per withdrawal: 1,00 %
Minimum fee per withdrawal: 6,00 €
Debit card payments in euros
Included as part of account maintenance
Debit card payments in foreign currency
Additional fee per transaction: 1,00 %
Minimum fee per withdrawal: 0,80 €
Issuance of a credit card
ClassicCard (Mastercard oder Visa)
Additional fee: 35,00 € per year
Additional fee: one-off fee of 0,00 €
Cash withdrawals with credit card at provider’s own ATMs
Additional fee per withdrawal: 2,00 %
Minimum fee per withdrawal: 6,00 €
Cash withdrawals with credit card at third-party ATMs
Additional fee per withdrawal: 2,00 %
Minimum fee per withdrawal: 6,00 €
Cash withdrawals in foreign currency with credit card at third-party ATMs
Additional fee per withdrawal: 3,75 %
Minimum fee per withdrawal: 6,00 €
Change in fee under certain conditions.
Find out moreCredit card payments in euros
Included as part of account maintenance
Credit card payments in foreign currency
Additional fee per transaction: 1,75 %
Issuance of a credit card
GoldCard (Mastercard oder Visa)
Included as part of account maintenance
Cash withdrawals with credit card at provider’s own ATMs
Additional fee per withdrawal: 2,00 %
Minimum fee per withdrawal: 6,00 €
Cash withdrawals with credit card at third-party ATMs
Additional fee per withdrawal: 2,00 %
Minimum fee per withdrawal: 6,00 €
Cash withdrawals in foreign currency with credit card at third-party ATMs
Additional fee per withdrawal: 3,75 %
Minimum fee per withdrawal: 6,00 €
Change in fee under certain conditions.
Find out moreCredit card payments in euros
Included as part of account maintenance
Credit card payments in foreign currency
Additional fee per transaction: 1,75 %
Issuance of a credit card
ExclusiveCard Plus (Visa)
Additional fee: 299,00 € per year
Additional fee: one-off fee of 0,00 €
Cash withdrawals with credit card at provider’s own ATMs
Included as part of account maintenance
Cash withdrawals with credit card at third-party ATMs
Included as part of account maintenance
Cash withdrawals in foreign currency with credit card at third-party ATMs
Included as part of account maintenance
Credit card payments in euros
Included as part of account maintenance
Credit card payments in foreign currency
Included as part of account maintenance
Issuance of a credit card
GoldCard (Mastercard oder Visa, ab der 2. Karte)
Additional fee: 85,00 € per year
Additional fee: one-off fee of 0,00 €
Cash withdrawals with credit card at provider’s own ATMs
Additional fee per withdrawal: 2,00 %
Minimum fee per withdrawal: 6,00 €
Cash withdrawals with credit card at third-party ATMs
Additional fee per withdrawal: 2,00 %
Minimum fee per withdrawal: 6,00 €
Cash withdrawals in foreign currency with credit card at third-party ATMs
Additional fee per withdrawal: 3,75 %
Minimum fee per withdrawal: 6,00 €
Credit card payments in euros
Included as part of account maintenance
Credit card payments in foreign currency
Additional fee per transaction: 1,75 %
Account statements by post
Included as part of account maintenance
Account statements at terminals
Included as part of account maintenance
Online account statement
Included as part of account maintenance
Online credit transfer
Included as part of account maintenance
Credit transfers at the counter
Included as part of account maintenance
Credit transfers at terminals
Included as part of account maintenance
Credit transfers by telephone
Included as part of account maintenance
Other paperless credit transfers
Included as part of account maintenance
Other paper-based credit transfers
Included as part of account maintenance
Instant credit transfer
Included as part of account maintenance
Crediting a transfer
Included as part of account maintenance
Justified refusal to execute a credit transfer order
Included as part of account maintenance
Paper-based set-up of a standing order
Additional fee per set-up: 1,50 €
Paperless set-up of standing orders
Included as part of account maintenance
Paper-based amendment to standing orders
Additional fee per amendment: 1,50 €
Paperless amendment to standing orders
Included as part of account maintenance
Execution of standing orders
Included as part of account maintenance
Direct debits
Included as part of account maintenance
Justified refusal to honour a direct debit
Included as part of account maintenance
Cash deposits at the counter
Included as part of account maintenance
Cash withdrawals at the counter
Included as part of account maintenance
Contact information for consumer notifications
Website of the account provider
Contractual penalty
No
Last update
16.12.2025
Guide to icons
- Service is not available
- Service is available and included in the package. No further fees are charged in addition to the monthly fee.
- Service is available but not included in the package. Additional fees are charged.
- Fees are subject to change under certain conditions. Please contact the account provider for details.
- Here you will find an explanation of the respective term.
- Includes the selected filter parameter.
- Excludes the selected filter parameter.